Schedule of Fees &Charges

You may elect to deal with us on a fee basis. (It is common to distinguish on the basis of the seniority of the person and between advisers and support staff.)

Sample fee structure

• Principles / Directors €100 – €200 per hour
• Senior Advisers €100 – €200 per hour
• Associates €75 – €100 per hour
• Support staff €40 – €75 per hour.

Where advice is requested for PRSAs, the following hourly fees will apply:

• Advisor fees: €50 – €100 per hour.
• Support staff: €40 – €50 per hour.

Brendan J Kelly Business Consultant / Insurance Broker t/a Planalife is remunerated by commission from insurers on completion of business. Details of this remuneration are available on request.

• Brokerage fee: (Motor & Home) €25 – €60
• (Commercial combined) up to 20% of premium
• (Liability Insurance) up to 20% of premium
• (Fleet Insurance) up to 15% of premium
• Switch/alteration midterm: €10 – €25
• Claims handling: Depending on case

We may receive up to 1% (or whatever maximum is applicable) of the loan for arranging mortgage finance. This commission is paid by the mortgage lender.

Please note that lenders may charge specific fees in certain circumstances and if this applies, these fees will be specified in your Loan Offer. You have the right to pay a fee separately and not include it in the loan. Typically, this situation arises in relation to specialist lending.

If we provide mortgage advice and obtain a Loan Offer for you and you subsequently do not proceed with your mortgage application through our firm, we will charge you an arrangement fee of €500 for our services.