Motor Trade

Motor Trade At Planalife, we have policies that are tailored for people who work part time or full time in the Motor Trade business. Typically, road risk insurance policies provide cover for vehicles belonging to your business or vehicles in the custody or control of your business.

Motor trade road risk insurance is a motor policy for those in the car trade that allows you to drive any car within Ireland, Northern Ireland and United Kingdom.

Whether you are in car sales full time or part time, a mechanic or a garage owner, we have polices that cover you. We also cater for car valets, crash repairs, windscreen fitters and tyre and exhaust fitters.

Whatever type of motor trade policy you are looking for, we have cover that is tailor made for you and your business We can provide you with the security of knowing that you are covered to drive both your own vehicles and your customers vehicles.

Our policies also offer different levels of cover, so we can build a policy just for you, that suits your business, and your pocket. We can include cover for named drivers and optional extras like Windscreen cover, breakdown assistance and motor cycle cover. While we cover business use as standard on all of our policies, we can also include social, domestic and pleasure use for all drivers if you need it.

Fleet Insurance

We can advise you on all aspects of motor fleet insurance.

Traditionally, fleet policies were offered to fleets containing a minimum of five commercial vehicles. Thanks to our large range of Motor Fleet Insurance providers we can now offer businesses with just three vehicles the same reduced rates and benefits as a traditional fleet policy.

If you’ve got a larger fleet, we will also provide you with the best value policy – no matter how many vehicles you have, or what combination you have of vehicles such as vans, HGVs, trucks, cars, coaches, or buses.  We’re positive that our prices won’t be beaten.

Typical types of Cover:

Comprehensive, Third Party, Fire & Theft Cover

Social, Domestic and Pleasure & Business Use

Open drive 23 – 70

Roadside Assistance

Declaration Based Policy